Car Insurance? we get you covered anywhere you are!
Peace of mind every time you get behind the wheels.
Comprehensive car insurance with no nasty surprises in the small print.
Standard
ABOUT YOUR VEHICLE
We are very sure that you want value for money and security that covers you for any accidents.
WHAT IT COVERS
Our car insurance standard policy gives you the basic level of coverage with third party liability property damages up to 500K$.
Gold
ABOUT YOUR VEHICLE
We understand that your car is your pride and joy and you want to make sure it stays as good as new.
WHAT IT COVERS
Our Gold policy is our motor insurance plus option, with additional benefits for extra reassurance and third party liability cover up to 1m$.
Our policies through the best companies get you covered in a click
Sit back and enjoy your ride wherever you are
What Are the Benefits of Car Insurance?
Car accidents happen all the time, no matter where you drive. According to the U.S. Department of Transportation’s National Highway Traffic Safety Administration, in 2017, there were 34,247 crashes in the United States. These crashes involved 52,645 motor vehicles, and 37,133 people died.
If you cause a car accident, you might be responsible for any costs associated with it. This includes legal fees, medical expenses, and lost income. Without certain types of coverage, you would likely pay for these costs out of your pocket. Also, if your vehicle is damaged, the insurance covers the cost to either replace or repair it.
One important benefit of insurance is that you’ll pay less if you’re involved in an accident, especially a large one. According to the Insurance Information Institute, the average yearly cost for an auto insurance policy in the United States in 2016 was $935.80. On average, a single head-on crash can cost thousands of dollars in losses, so having a policy will cost less than paying for the accident.
Insurance also helps you avoid the devaluation of your vehicle. Some policies help to prolong the value and life of your vehicle. You can’t avoid natural disasters such as a hailstorm from damaging your vehicle. But comprehensive insurance can lower the losses you incur and save you money in the long run.
It also gives you peace of mind to know that your policy protects your family against monetary losses. Without insurance to cover the costs, it might be difficult to pay for repairs to your vehicle.
Car insurance also protects you against a lawsuit, even if you cause significant damages to someone’s property. The insurance safeguards you and helps you with claims that others make against you in accidents. It also covers legal costs.
What Affects motor Insurance Prices?
You might wonder why car insurance prices vary so much. Several factors affect the costs:
- Age of the vehicle: Oftentimes, an older vehicle costs less to insure compared to a newer one. New vehicles have a higher market value, so they cost more to repair or replace. Parts are easier to find for older vehicles if repairs are needed.
- Make and model of the vehicle: Some vehicles cost more to insure than others. Luxury and sports cars usually have higher insurance premiums because their market values are higher.
- Risk of theft. Certain vehicles regularly make the frequently stolen lists, so you might have to pay a higher premium if you own one of these.
